President Trump Moves to BAN Institutional Investors from Buying Single-Family Homes

As you probably know, one of the biggest problems in the U.S. right now — especially for younger generations — is the skyrocketing cost of houses.

Thanks to a combination of inflation under Biden and large institutional investors (like Blackrock) buying up homes, many everyday Americans have been priced out of the housing market.

Today, President Trump announced a big move to combat this.

In a post on Truth Social, he said that he is taking steps to ban institutional investors from being able to buy single-family homes altogether.

Take a look:

BREAKING: President Trump announces steps to ban large institutional investors from buying single-family homes.

"People live in homes, not corporations." – President Donald J. Trump 🇺🇸 pic.twitter.com/MvG2mGodR2

— The White House (@WhiteHouse) January 7, 2026

Here’s his full announcement on Truth Social:

For a very long time, buying and owning a home was considered the pinnacle of the American Dream. It was the reward for working hard, and doing the right thing, but now, because of the Record High Inflation caused by Joe Biden and the Democrats in Congress, that American Dream is increasingly out of reach for far too many people, especially younger Americans. It is for that reason, and much more, that I am immediately taking steps to ban large institutional investors from buying more single-family homes, and I will be calling on Congress to codify it. People live in homes, not corporations. I will discuss this topic, including further Housing and Affordability proposals, and more, at my speech in Davos in two weeks.

Across America, and especially in cities, big institutions like Blackstone have been increasingly swiping up residential homes.

Then, they rent out these houses to families and individuals.

In turn, this significantly increases home prices in the area, which prevents younger Americans from being able to purchase their first home and forces them to rent from one of these institutions.

It’s a vicious cycle.

The New York Post has more details:

Wall Street institutions such as Blackstone, have bought thousands of single-family homes since the financial crisis of 2008 led to a wave of home foreclosures.

They are increasingly putting cash into rental homes, which have fared better than other commercial property sectors such as office and retail, through a period of soaring borrowing costs and changing working patterns.

Wall Street’s expansion into home ownership has attracted criticism from housing advocacy groups and lawmakers, including Democrats, who say institutional landlords have reduced housing supply and stoked rent inflation.

Here’s some data on the effects this has had on the housing market, from CBS News:

Institutional investors account for roughly 1% of total single-family housing stock, according to an August analysis by researchers at the American Enterprise Institute, a nonpartisan think tank. The study defined such investors as those owning at least 100 properties.

The analysis also noted that institutional ownership varies nationwide, reaching 4.2% in Atlanta, 2.6% in Dallas and 2.2% in Houston. But these investors tend not to dominate neighborhoods, even if they’re generally more concentrated in lower- and middle-income communities.

Still, the recent rise of institutional investors purchasing single-family homes can have negative spillover effects for consumers, research from the U.S. Government Accountability Office shows. The GAO found that institutional investment can increase rents and home prices, particularly in geographies with high concentrations of investor-owned properties.

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More than 75% of homes across the U.S. are unaffordable for most Americans, according to Bankrate, a personal finance site.

Data from the National Association of Realtors show that only 24% of home purchases in 2024 were made by first-time homebuyers, down from 50% in 2010. Housing economists also point to a severe shortage of inventory for the soaring cost of homes in recent years.

In practice, banning institutions from buying single-family homes will dramatically lower prices and ultimately, increase the amount of American homeowners.

It’s a win for everyone — except for these predatory, big investors.

As President Trump noted in his Truth Social post, we will hear more details of his plan in two weeks during his speech at the World Economic Forum in Davos, Switzerland.

What’s your assessment?