If you carry a balance on a credit card, you already know the math is rigged against you. The average card rate is now above 21%. Meanwhile, the bank holding your savings is probably paying you less than 1%. They profit from the gap. You pay for it — every single month, right off the … Continue reading Banks Are Charging Retirees 21% Interest – This Card Feature Pauses It to 0% For Up to 21 Months