BEAST MARK? J.P. Morgan Announces New Payment Terminals Utilizing Biometrics, U.S. Rollout Scheduled For 2025

J.P. Morgan Payments unveiled two new payment terminals that utilize “in-store biometric authentication with payment capabilities.”

“The J.P. Morgan Paypad and Pinpad physical payment terminals enable a secure and frictionless payment experience for consumers and merchants; U.S. hardware availability in the second half of 2025,” J.P. Morgan announced.

“J.P. Morgan just unveiled 2 new payment terminals that integrate biometrics for your ‘convenience.’ Set for release in the second half of 2025, they feature facial recognition and infrared palm scanners,” The Free Thought Project co-founder Jason Bassler commented.

“J.P. Morgan’s betting that biometrics will soon take over all digital payments, opening the door for endless surveillance, CBDCs, and social credit scores,” he added.

J.P. Morgan just unveiled 2 new payment terminals that integrate biometrics for your “convenience”.

Set for release in the second half of 2025, they feature facial recognition and infrared palm scanners.

J.P. Morgan’s betting that biometrics will soon take over all digital… pic.twitter.com/vZadBNB8OT

— Jason Bassler (@JasonBassler1) January 14, 2025

Per J.P. Morgan:

J.P. Morgan Payments is unveiling two new proprietary payment terminals at the National Retail Federation (NRF) event: The J.P. Morgan Paypad, a payment tablet, and J.P. Morgan Pinpad, a payment pin pad. These innovative devices are among the first to integrate in-store biometric authentication with payment capabilities, marking a significant advancement in secure checkout experiences for merchants and their customers.

The new terminals are part of J.P. Morgan Payments’ end-to-end full-stack omnichannel solution, designed to enhance security and streamline transactions for businesses of all sizes. By leveraging J.P. Morgan Payments’ robust security infrastructure and scalability, these terminals empower merchants—from small businesses to large enterprises—to optimize and expand their operations.

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J.P. Morgan Payments is showcasing the Paypad and Pinpad for the first time at NRF 2025 in New York City from Jan. 12-14, 2025, along with its full-stack omnichannel payments solution including Tap to Pay on iPhone and biometric payments, as well as Online Payments tools and APIs through the Payments Developer Portal and Payments Partner Network. Demos also include payment terminal application software and commerce solutions for optimization and protection including Customer Insights, Merchant Insights and Fraud Intelligence. For more information about J.P. Morgan’s presence at NRF 2025, please visit this page.

The J.P. Morgan Paypad and Pinpad will enable merchants to securely accept a wide range of payment methods, including chip, contactless, swipe, QR code and biometric authentication, ensuring every customer can pay the way they want.

JP Morgan unveils biometric payment terminals https://t.co/c1WauuPsKC

— Finextra (@Finextra) January 14, 2025

The key features of the payment terminals include:

• Biometrics with facial recognition and infrared palm vein cameras, enabling the capability for in-store biometric authentication and payments.
• Connectivity including Wi-Fi, cellular, USB and Ethernet, supporting both wired and wireless customer interactions in-store, both at checkout and on the move.
• Security compliant with PCI PTS V6 and enabled for future PCI PTS V7 compliance, providing enhanced security and longevity.
• Sustainability in their manufacturing and packaging, incorporating recycled materials and running on the Qualcomm QCM6490 IoT platform for a long lifecycle.
• Versatility with a lightweight design suitable for various retail environments, powered with rechargeable batteries or plugged in.

J.P. Morgan Payments Opts for Proprietary POS Terminalshttps://t.co/X5Ju4M1GUN#payments

— PaymentsNews.com (@paymentsnews) January 13, 2025

PYMNTS reports:

Nearly half of online shoppers in the U.S. use some type of biometric authentication method for purchasing online, and around 15% said they are interested in doing so in the future, according to the PYMNTS Intelligence and AWS collaboration, “Tracking the Digital Payments Takeover: Biometric Authentication in the Age of Mobile.”

The report found that facial recognition and fingerprint scans are the most widely used biometrics methods, with more than 1 in 4 consumers using one of these to validate their online transactions on their smartphones.

In an earlier deployment of biometric payments, J.P. Morgan Payments said in May 2024 that partnered with South Florida Motorsports (SFM) to facilitate both on-site and online purchases of merchandise for a Formula One race being held that month in Miami.

“The payments solutions we are deploying here will deliver seamless shopping experiences for their fans and demonstrate how a modern, unified payments system can help businesses grow by reimagining their entire retail experience,” Takis Georgakopoulos, who was global head of J.P. Morgan Payments at the time, said in a May 2024 press release.

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This is a Guest Post from our friends over at 100 Percent Fed Up.

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